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Understanding Multiples in Small Business Valuation
When it comes time to value a small business - whether for a sale, acquisition, or internal planning - the two most common financial metrics used are EBITDA (Earnings Before Interest, Taxes, Depreciation & Amortization) and SDE (Seller’s Discretionary Earnings). Both represent measures of a company’s earning power, but they are used for different types of businesses and result in different valuation ranges. Understanding multiples in small business valuation is essential for
Steve Spiech
Jan 83 min read


How Small Businesses Receive Bills — and Why It Matters
In this second post of our five-part series, we walk through common methods of receiving bills, discuss pros and cons, and highlight which methods tend to work best – especially for small businesses seeking to grow without getting buried in paperwork.
Steve Spiech
Dec 9, 20256 min read


When to use Seller’s Discretionary Earnings versus EBITDA
When you are looking at the financial performance of a small business that is owner-operated, one of the most relevant metrics is Seller’s Discretionary Earnings (SDE).
Steve Spiech
Nov 10, 20254 min read


How Cryptocurrency Could Transform Small Business
In recent years, cryptocurrency has evolved from a niche tech concept into a mainstream financial tool. With companies like PayPal, Visa,...
Steve Spiech
Oct 9, 20254 min read
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